Blogging: Goal: 15 per month Goal Met! I think I have finally got my groove with blogging!
Weight: Goal: Met and maintain weight of 175. This goal will be considered met each month that weight loss is achieved and once this weight is achieved, each month maintained is considered achieved. Fail again!
Spiritual- Goal. I want to spend time reading and or studying the Bible at least 5 days a week for the year. Doing better but still not achieved
Personal Goals: Achieved 1 of 3
Financial Goals: Achieved 4 of 4
We are continuing to make small steady progress in this area. Income wise this was an awesome month as we received an expected boast. I am also hoping to keep on track during April with our Beach trip.
1. Pay off all debit by December 2015, except for mortgage.
a. JC Penny- 79.32- . DONE
b. Home Depot- $270 a month Payment. Will be paid off in July Goal met!
c. American Express – pay $2300 this month Goal Met!
d. Personal Loan (used to purchase van) .The current scheduled payment is $217 a month with this scheduled to be paid off in December 2015. Goal Met!
2. Emergency Fund to $2000. Placed $100 in for the month Goal Met!
. 3. Groceries: Spend $600 a month . Currently at $741 for the month. No real reason for this except we choose to purchase some steaks and convenient foods and this was a 5 week month. Hopefully better on track next month especially with the need to purchase plants for the garden and a trip for meat in our near future. Fail
4. Gas: Spend $400 a month with any remaining to be move to Auto fund for repairs. We need to make another repair on the white van this month which cost $157. We also have been travelling alot both for cheerleading and for medical appointments. With the repair we ended the month with a total of $474. Because of some extra income we did not need to dip in our emergency fund for this repair so officially this is Goal Met!
Disney- I have decided to add this just to be accountable. This month, I have been selling items online in preparation for our physical yard sale in April. I have been really surprised and excited to see the money come in. I have been able to purchase a stroller that we plan to take and use in Disney, 2 autograph books and a dress.
Looking ahead to April- First is going to be to control with grocery budget. I am hoping to eat out of the fridge and freezer for the first 3 weeks of the month prior to our beach trip. I am positive we will at that point have to head to Costco. I will also need to purchase live plants during the last two weeks of the month depending on the weather. I am setting $100 budget for this which means that I need our grocery spending to stay under $500 for the month. Next is Gas- in April, I am already aware of 3 small repairs that are needed. I am hoping that gas prices will stay low enough to accomplish these repairs in addition to covering our regular expense of gas. Finally, I have reworked our budget and have added a line for saving in our emergency fund. I am so happy to accomplish this goal.