Thursday Thoughts Food and Finance! 12/14/2017

This has been an extremely busy day but I have a huge feeling of accomplishment!

The first exciting announcement of the day….Kendall will get her braces off February 1st! She has already counted the days until her next  appointment! Along the same line, Lily has an appointment that same day and I anticipate that we will begin with braces for her.

Next a little background. In December of last year, we purchased a 800 pound cow.  We have been enjoying this meat, and have already placed an order for a second cow. Unfortunately, it will most likely be March before we can claim our cow.   Another piece of information is that since September, I have been limiting our food budget and trying to get a good handle and use out of the food we have in storage, this also has been a huge saving for our budget. My initial plan was for a huge grocery trip the first week of December after we returned from Disney.   Then life/ Disney happened, I remembered to pay our Verizon bill during out trip and even told Matt that I had paid it.  But I forgot to record it in our bank account.  So in preparation for the huge trip, I was checking out our account and found the mistake. The good news is that we were not complete broke nor did it cause anything to be over drafted.  So we decided to put our major trip on hold.

Fast forward to today, Matt has significantly increased his hours at Dollar General and he also is designing a new site, so we began the process of restocking our freezer and panty.  Part of our day was spent at the local meat market and we also made a fun trip to Food Lion. I will admit, we still are planning a huge Costco trip this weekend as well. I found frozen turkeys at the meat market at my buy price, so I purchased one for Christmas and a second one for the freezer. We also purchased 20 pounds of ground beef, which has been fried and divided into one pound bags. We also purchased several hens to cook later and chicken wings for our planned Super Bowl Party.

The next stop we will call “Our Christmas trip to Food Lion.” Because of the extra income and the fact that we have been lean for so long, we spent time buying some items that we normal do not purchase or enjoy. Zach was with us and we let him pick out several items.  Even at 8, he is aware of what a sale is and that we usually don’t purchase things unless they are on sale. This is honestly the least plan shopping trip I have made in a long time. I did print and use several coupons from the coupon machine, found some sales that I knew were at or below my price point and then we splurged. We ended up spending $137 at Food Lion and saving $45. I think this is awesome for an unplanned trip.

To end the day, we decided to go to Sonic for the BOGO boneless wings. I was really unsure of how many to buy so I ended up with 48 boneless wings which fed us dinner with Haley. I have lunch for tomorrow at least and Matt has several meal. We will definitely participate again with this deal but spend $10 instead of $20.

Monday Menu Planning 12/11/2017

Menu Planning has taken on a new level and meaning this week. I “forgot” to record the paying of a bill last week. This mistake meant that we were not able to make our huge restocking trip to Costco on Thursday as we had originally planned. Instead, we scaled way back and spent less than $100 to purchase meat and several other items that we were completely out of.  This week, the plan is to shop on Saturday. I know this is not the smartest thing we could do but it will be easier this Saturday as opposed to next Thursday prior to Christmas. This weeks menu plan is simple and uses what we have or were able to purchase last week.

Breakfast- Saturday- Cereal and milk. Sunday-Big Breakfast ( eggs, bacon, grits and toast), Monday thru Thursday Choices or cereal and milk, . Friday- Baked oatmeal-Choices of eggs, fried bologna, grits, French toast or toast.

Saturday- Kids ate at Amanda’s, Matt had Burger King and I had Biscuit King (both Matt and I ended up working) Sunday- Baked Potato Soup in Instapot. I am so excited that this worked and turned out awesome!  Lunch are planned out with a special treat on Thursday of IHOP since everyone has doctor appointments and we have a gift card left over from our trip!

Dinner- Saturday- Chili from crock-pot. Sunday- Burger King (total of $5 after gift card), Monday- Pork Chops with stuffing and green beans. Tuesday- Spaghetti Wednesday- Salisbury Steak, rice and fruit. Thursday- not sure yet but it may just be left-overs. Friday- Church dinner!

Disney!

Disney was awesome!! I can honestly say it will be remembered as one of our best trips EVER!

I have been very vague about sharing a lot of details especially here (on the blog). One of the reason, was safety and the second was the overall expense. Since we are back I feel much more comfortable sharing in regards to safety.  As far as expense, yes it was super expensive but it was a trip that Matt and I agreed to, a choice that we made and the only thing that matters is that we agreed!  We also agreed that we will not be planning another trip until we have conquered out debit! But let me share some of the details. I will be sharing more pictures and such over the next couple of weeks as well.

We left around 1pm on Thanksgiving Day and arrived to our room right around midnight. This did not stop us from begin up bright and early Friday morning for Epcot. This was a change from our previous trip as well. We stayed even the first night on site and it was so nice to arrive and know that we did not have to get back in the car for 10 days.

We spent 3 days in Magic Kingdom, which allowed up to ride EVERY ride and enjoy most shows and of course meet a lot of characters. Epcot was seen in two days with the first spent with our friends. We did accomplish our goal of eating around the world. We tasted at least one food item from every country.  We watched Whoopi Goldberg narrate The Candlelight processional, which is truly an experience. We spent one day each at Animal Kingdom and Hollywood Studios. We also scheduled a day for resort hopping and a second day for the pool and Disney Springs. My favorite show after the live production of Beauty and the Beast was the Hollywood Studio Christmas special “Jingle Bell Jingle Bam” It started at 8pm which allowed us to get back to our room at an average time. Of course, the fireworks at the Magic Kingdom were awesome and lived up to everything!

Zach planned ahead and chose to celebrate his birthday at Animal Kingdom. He wore his birthday pin all day. We ate breakfast at Tusker House and he received a cupcake with Mickey sprinkles and a card signed by Mickey, Donald, Daisy and Goofy. Lily chose to celebrate her birthday at Magic Kingdom. She wore her birthday hat, from 2 years ago, and a birthday pin. She was lucky enough to receive a signed card from Belle and Beast at Be Our Guest Restaurant.

We were fortunate enough to receive several free items including a funnel cake, a marshmallow Mickey and each of the kids received a Mickey ice  cream bar on Lily’s birthday.

The resort was the only thing that did  not live up to our expectations. The layout was confusing and especially hard to navigate at night. The housekeeping was slack. I ended up calling at least 4 night to request more towels and wash clothes.  We stayed at Port Orleans  Riverside, which is considered a moderate resort but it was definitely not what we expected.

We ended up with the Dinning Plan which we used every last item! We actually brought home 3 additional bottles of water and 4 bottles of Diet Coke.  I enjoyed not having to worry about the cost. The only down side to the dinning plan for us was that gratuity was not included, for table service meals.  We tried several different table service meals this time. Tusker house was great at Breakfast and the Garden Grill was an great dinner. I was disappointed at the Cape May Café so we will not be returning there. My overall favorite was definitely Be Our Guest!

I just downloaded over 850 pictures from our memory maker and we probably have another 500 between our phones and IPAD. But I promise to share only 7 or less at a time.

We stayed at total of 10 nights and returned home on Sunday (12/3) around 8pm.

Saving on Sunday 11/19/2017

I am so excited for the items I have been able to purchase on sale this week.

I have actually been to CVS twice to grab small gift sets. The set are $4.99 each with $4 in ECB.  I also grabbed some Christmas candy. Total spent this morning $9.29 and total saved was $29.45 or 69%. I also have 8 in ECB to use in the next couple of weeks.

Food Lion is running the best sale on 2 Liters that I have seen in a year. Currently, Coke 2-L are $.89 each with a limit of 10 per transaction.  A total of $9.34 for 10.

I was able to purchase Bath and Body works body wash on Friday for $3.16 a bottle. There was a limit of 15 and I add a coupon to the sale as well. Some of these will be for gifts but most are just mine.

I found earrings on sale at JCPENNY for 75% off and purchase 2 sets for gifts. After that purchase, I received $20 in rewards so Matt shopped to find himself a new work uniform (black pants and black shirt) for $6.32.

Lots of shopping but lots of saving as well.

5 Things Friday- 11/18/2017

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  1. We leave for Disney next week! I am so excited. This will be our longest vacation ever!
  2. All five of us at home will be part of our Church’s Christmas musical. I am not excited about this because I have a small speaking part at least no singing.
  3. I decided this year to be a “minimal” year for Christmas decoration.  I have my snow village in my bedroom. Our huge Christmas tree in the living room and the girls both have small trees in their rooms.  I am excited to be finished!
  4. December is a 3 paycheck month! This is awesome timing as it gives up spending money for our vacation!
  5. In addition to be a minimalist in regards to decorating, Christmas gifts are the same way. I am planning on 3 gifts from us and 1 from Santa. This is a HUGE change as my older girls remember the 12 days of Christmas, where we opened one gift each day and still have several for Christmas morning.

Monday Menu Planning- 11/13/2017

Aghh  I am so frustrated today because we have been to the grocery store twice today. We are still doing really well on budget but I hate going to the Grocery store. My goal from this point forward until vacation is NOT to visit the store. It may means some interesting meals but twice in one day is the limit.

Breakfast-  Saturday- Breakfast Burrito bowls. Sunday- Cereal and milk, Monday and Tuesday – Cereal and milk, Wednesday- Choices of eggs, fried bologna, grits, French toast or toast. Thursday- Cereal and milk if there is any left.  Friday- Baked oatmeal-probably pumpkin

Lunch-  Saturday- instant Mac and Cheese.  Sunday- Beef stew. The kids have a full week at school and I am eating at work at least once if not twice because they have my favorite sandwich on special.  Kids are eating 2 sandwiches, soup on one day and 2 grab and go days.  I will also take left-overs at least one day this week.

Dinner- Saturday- Pizza using a gift card and 65 cent. Sunday- Oyster Stew, Monday- Hamburger Helper- this use all our ground beef. Tuesday- Chicken soft tacos- using left-over salsa chicken. Wednesday- Salisbury Steak, mashed potatoes and fruit. Thursday- Steak and baked sweet potatoes. Friday- Spaghetti.

 

Thursday Thoughts- 11/09/2017

Our car insurance jumped by $40 and when I called to find out why, I was assured it was nothing that I had done but that rates in my state had increased that much. The second piece of “great” news was that Gieco will only insure in NC for six months at a time due to rates.

On a slightly better note, I have been seeing an advertised special for Sirus radio that included 30 days of free service. This is usually awesome for us as we are traveling to and from Florida. Matt checked into it today and it was actually a 60 day free trial.  This is awesome and will make driving a little bit easier for all of us.

I am actually looking forward to the month of December because it provides an extra pay check!   My goal is to end the year on a positive financial note!

We are fast approaching our Disney trip. Everyone is super excited. Which means they are also pretty eager to make money by extra chores. The benefit for me is that means I should have time to get my decorating done prior to the trip.  This weekend, my plan is to put up the snow village.

All three kids had dentist appointments today, no cavities for anyone!