Saving on Saturday 3/17/2018

I mentioned yesterday that we had purchased a trailer of mulch. The cost of the mulch was $15. I was totally amazed at the amount of mulch that we received. Here is a picture of the trailer AFTER I worked on spread for a couple of hours on Friday night.


This was a picture of the mulch uncovered about half way through Saturday. F04326A2-961B-4E22-97B5-3DD6D659BC09

I have never purchased mulch this way before. I am used to purchasing by the bag at Lowes.  I would have been able to purchase approximately 7 bags at Lowes during the best sale which is $2 a bag. This was ALOT of mulch. We were able to apply mulch to all 3 flower bed around the house in addition to the two areas in front of the building and the new area I started in front of the kids play house.

8FAE3612-7839-48E7-A581-43F5C55CAFDC57878C0A-03E0-47E6-9DC4-B9A4B5CD62EFFinally I decided to add mulch around the square foot garden and mulch in the area directly beside several of the beds. I have been doing some research and the mulch should help maintain the temperature better, hold water and prevent weeds.

E46F18F3-8B5C-4FE1-8ABA-913F6A383F0E 0AE1EE75-92D9-4434-90C3-8D57D61F9780 EA87F234-42A5-4F78-B7FC-7EE2F7774505I will admit defeat, I was unable to use the entire trailer of mulch, left approximately a fourth of the mulch for someone else.  It did take a lot of effort or more accurately plain old hard work but we saved over $200 in mulch.

Five Things Friday

  1. We have made it halfway through the month of March.  I am so excited to say that we are on track financially for the month!  We have spent $371 for groceries and $153.70 for gas.
  2. Both the vans had an oil change this week and Matt was able to change the brakes on his van.  This was one of the expenses we used our tax return for.  Even better he stayed under budget.
  3. Next week is quite possibility the busiest week of the year.  Kendall has her Battle of the Books. Zach has a preseason baseball tournament. And Lily play starts on Friday night with longer practices every night.
  4. I decided to go ahead and purchase new glasses as I am starting to have trouble seeing. I purchased from Zennni Online.  The total cost was $131. I am very anxious to try them.
  5. We purchased a trailer of mulch today. More details hopefully to follow…


Menu Plan Monday-3/12/2018

I ended up with half a snow day today so decided to add dessert and homemade mac and cheese to the menu. Both turned out well and we (the kids and I) spent some quality time together.

Breakfast- Saturday-Cereal and left-overs , Sunday- Breakfast bowls (leftovers turned into burritos) , Monday Tuesday, Wednesday and Friday- Choice of cereal, eggs or left-overs, Thursday- Baked oatmeal

Lunch- Saturday- left-overs  , Sunday- Stuffed Green Pepper soup , Monday- Pigs in a blanket. The kids are taking 2 day of sandwiches and 2 grab and go days.  I plan to eat at work a couple of times this week as they have my favorite sandwich.

Dinner – Saturday- Ground beef enchiladas , Sunday- Breakfast including gravy and fried eggs.    Monday- Chicken Nuggets, mac and cheese, pears and peanut butter cookies, Tuesday- Leftovers, Wednesday-Hamburger Helper, Thursday- Country style steak or chicken from Costco, Friday- Pork chops or pulled pork.

Seven Things On Saturday- 3/10/2018

  1. My work schedule for the past several weeks has literally been insane. I am working most days from 8am till 5:45pm. I have to leave at 5:45 in order to pick up Lily from practice at Lexington Youth Theater.
  2. Yesterday, was a very long and stressful day. Our good friend experienced a stroke. We are praising God that he has regained all movement and is expected to make a full recovery.
  3. I spent most of the morning working on bill paying and update our budget. I am happy to say that we have survived! Our state tax return came in and with that I finally feel like we are on a solid financial track. We are still working on paying for summer camps and pool dues but those are the only extra expenses I see from this point forward.
  4. Our cable was scheduled to increase by $35 dollars this month. Matt and I are in agreement that we can not continue to pay so much for internet, cable and home phone service. After 3 separate phone calls, we managed to keep our favorite television stations and increase our internet speed but reduced out bill down $60. We are losing our home phone but in the end this works well for us.
  5. Zach is playing spring baseball, we have purchased a new bat and glove. We are very fortunate that he has been loaned the gear to play catcher. I am most definitely ready for warm weather and baseball.
  6. Kendall will be completing both her sign language club and Battle of the Books this month. This will definitely allow for more home time.
  7. We are expecting (predicted) to have one last winter event Monday. I am so ready for spring.

A Very Expensive Day

I often post about how I save money but today I am going to share about why it is important that we save everywhere we can.

Today, all three of the little kids have eye appointments. The appointments are in Greensboro, which is approximately 30 minutes north,   The first stop of the day is Costco.  We needed to fill my van, $26.50.  We needed to pick up several spices and I found a new dress that I love !    Total spent is $58.70. By 10:30, we have already spent $85.20.

Actual eye appointments cost because we have to see a specialist out of network, is $225.   The reason for going out of network is simple, there is currently not a provider in network.

Lunch is a requirement because it is 12:30 and every one is hangry.  We agreed on Mo’s Southwest Grill.   Each of the kids ate an entire kids meal, guess I miss the days of one kids meal for all three,   Our total for lunch $38.70.  Total at 1:30pm is. $348.90.

Now that we are civil again, we are headed to VisionWorks to purchase glasses,  VisionWoorks has a special Buy One Get One Free.   The original plan was for each of the kids and me to get a new pair of glass.  The estimate for my pair was $630 so we decided to order online.  Zach ended up with 2 pair for a total of $299.95 and both the girls got a pair for $229.

The final stop is Costco to order Lily,s contacts.  Lily,s total is $177.95

Total for day= $1054.90,   Yes that is expensive,

Saving on Saturday

Find out the day that your local supermarket reduces the meat and that is when you shop.

I can honestly say, I have heard of this  way to  saved money  but did not believe it was true until this week.  I had planned to shop at Food Lion this weekend due to Lunchables being on sale for $1 each. These are quick and easy lunches that my kids consider a special treat. In the past, I have been able to stock up on these just prior to school starting but that was not the case this year.  My mother was with us and helped to find some of the deals. I was able to purchase over one hundred dollars worth of meat for $66. This is a 40% savings on meat!

I grabbed several packets of thin steaks for Fajitas, a pack of steaks, several pack (ok 6 packs of chicken nuggets with cheese, meatballs and both chicken and pork bites.   These are not the typically way we would eat these items but I am super excited that we have a chance to try some new and different things without breaking the bank.

This meat deal could have not come at a better time for us as we will be purchasing a whole cow in the next 2 months in addition to 80# of chicken from Zaycon. But in the meantime we still need meat and the kids insist that they have meat at least 2 of the 3 meals

What good deals have you found lately? Leave a comment to prove you read!

February In Review

I did not want to write this post. In fact, I am writing it 4 days late because I have been avoiding putting the words to the paper. February was a hard month both emotional and financially on me. Actually I think that says it way to nicely. FEBRUARY SUCKED.

Financial- We have been hit with several unplanned financial expenses including a new tail light for my van, nails in at least 3 tires and kid’s expenses were really high for the month.

  • Total paid to credit card debit $981. We also added to our credit card debit by $381
  • Grocery budget $450- Total spent $466 I had planned to spend only $300 but…
  • Gas budget- $280- Spent $205, This was managed by only paying cash for gas and moving money other places.
  • Kid/Summer expenses : $200, Zach was registered for Baseball, purchased new bat, glove and pants. Lily need silent auction item for LYT
  • Earned $125- this is indeed a much lower amount but this is the expectation until at least March.

Personal- I fail, just do not want to even discuss it any more.

Monday Menu Planning 2/26/2018

Thankful we have food prepared and will start making more quick and simple meals over the next couple of weeks.

Breakfast- Saturday-Cereal and breakfast burritos , Sunday- Cereal and milk , Monday Tuesday, Wednesday and Friday- Choice of cereal, eggs or left-overs, Thursday- breakfast burrito bowl.

Lunch- Saturday- pizza snacks , Sunday- meal at Red Robin , Monday- Chicken salad lettuce wraps for everyone . The kids are taking 2 day of sandwiches and 2 grab and go days.  I plan to eat at work a couple of times this week as they have my favorite sandwich.

Dinner – Saturday- Ladies Banquet , Sunday- Chicken enchiladas   Monday- Shepherd’s Pie, Tuesday- Chicken pie with Broccoli salad and squash casserole, Wednesday-Hamburger Helper, Thursday- Country style steak or chicken from Costco, Friday- Breakfast casserole or tater tot casserole. .


My mother has always said that “in order to get to church on Sunday, you have to start on Saturday night.”   This is really the case for us and even more so when it comes to living with our crazy busy schedule right now.  Throw in the fact, that today, Sunday was also Matt and I only day off together this week and it has been really busy but productive. We did decided on Saturday night, that we would eat out for lunch today.  Instead of rushing home from church, grabbing some lunch, changing clothes and then heading to Winston, I warned everyone to wear comfortable shoes for walking to church.  We ended up eating lunch at Red Robbin. It is always a fun treat for us to eat out.

After picking up an on-line order at JCPennys and finding  a new glove for Zach at PlayItAgainSports the real preparation for the week began.  Our menu plan is already made for the week but I realized that we have fallen behind on meal preparation.  I used the instapot to cook chicken breast and threw in the Kitchen Aid mixer to shred. We ended up making 2 complete batches of Chicken Enchiladas, one for dinner and a second for March.  I also made a chicken pie for later in the week. On plan has a Shepherd’s Pie for Monday. As I started to gather up the ingredients , I discovered  5lbs of potatoes that had started to spout. These were peeled, diced and became mashed potatoes. I used some to top the Shepherd’s Pie and the rest is in the freezer to grab for some quick easy meals. In a span of about 2 hours, we made a total of four meals that need just to go in the oven.

One of the things that is a given on Sunday afternoon is the kids picking out clothes and lunches for the week. I usually check the weather and decide what type of clothing they need to pick out. The clothes are placed outside of there rooms so no changing around is done. We also decide what is going to be taken for lunch and prepare as much of it ahead of time as possible. Matt and I also made our lunches for Monday as well. This saves us so much time that I can’t imagine doing it any other way.