In preparation for our trip, we have been taking inventory and making a list of needed items. The goal is that once we start packing, I don’t have to run out in a panic to grab items. A unique challenge is that this trip is actually longer than our normal ones by 3 days. I also have absolute no plans for doing laundry on vacation. The girls , Kendall and I spent most of the day in Winston- Salem shopping but we manage to maintain some decent savings as well.
But first, I am going to start with Matt’s savings, one of the blogs I regular follow Couponing to Disney, posted yesterday about combining Dollar General digital coupons and Ibotta. Matt was able to purchase 8 20 oz drinks for $10.17 in the store. He came home and submitted the items to Ibotta and with a $5 bonus received back $8 in rebates. This puts his total out of pocket to $2.17 for 8 drinks or 27 cent each. Total Savings $9.50
The girls and I stopped for lunch between piano and shopping. I used my McDonald’s app to grab 10 chicken nuggets for $2. Because we always carry drinks, our total was $7.91 to feed all three of us. For the sake of fairness I am only count the saving from the app in my grand total. App savings $1.98
Last week, I received a “rebate/coupon” from a “settlement ” with the Justice company for $30. I vaguely remember filling out a form online. Lily was able to find 2 bras she liked for a total out of pocket of $1.92 cent. Total Savings 30.00
Our next stop was JC Penny. I will admit to splurging on several items that were not on my “need” list but I am so glad I did. We ended up purchasing 4 bras, 2 dresses (that matched) and a pink pair of converses for Kendall. I saw the person in front of me use a coupon and asked. The sales associate had a coupon for 15% off. I was also able to use a $10 reward coupon that was sent with my new credit card. Total Savings $42.11
During the inventory I realized that I was in need of some items as well. I headed to Lane Bryant where I asked to ring up 2 separate purchases to use a coupon that was sent via text twice. Total Savings $93.
Kendall requested to go to Walmart to check out the Christmas Ornaments, she has a $25 gift card from her birthday to use for this purpose. I did purchase 5 2-liter Diet Coke. Total Savings $2.50
Grand total for saving today $179. Not bad for a Saturday in my book!
I did spend some time looking at the food we have available for the next couple of month. We definitely have enough meat but the real trick is that we need to use parts of the meat that are not always our favorites or that I don’t know how to change up. This should get interesting in November in regards to meal but prior to then, I think if we can stick to the plan, we will definitely be ok.
Breakfast- Saturday- Cheese grits (used American cheese instead of cheddar) Sunday- Cereal. Monday- baked oatmeal. Tuesday- Choices, Wednesday- Choices. Thursday- Biscuits, Friday- choices. Choices include- left-overs, eggs, French toast, cereal or toast.
Lunch- Saturday- Leftovers Sunday- Panda Panda for Chinese. We were at Walmart on Saturday and the kids grabbed 5 lunchables each to make it through the week. I am going to be taking left-overs, soup or tuna this week in random order.
Dinner- Saturday- Pizza soup. Sunday- Pizza or Left-overs . Monday- Fajiti Rice Casserole or left-overs , Tuesday- chicken nuggets Wednesday- Chicken Enchillas Thursday- Steak Fajitas using beef stew Friday- Salisbury Steak rice and carrots.
The stomach bug has been making its’ way around our house this week. Zach was sick on Monday and Tuesday. He ended up missing his first baseball game and we ended up with a extra night at home. Today, Kendall threw up before school and Lily started around lunch-time. Thursday is my usual day off but I had also taken tomorrow off to go to an Antique festival with my Mom. Unfortunately, the plan has change and I am now going to be spending the day at home with the girls as Matt is scheduled to work.
I had stocked up on Sprites and Gatorades a couple of weeks ago. So the girls are using those along with rice and ritz crackers.Â
Lucky for me I actually have lots of things that need to be done around the house that will keep me occupied at least for a couple of days. My overall goal is to stay at home and NO spending. Today, Thursday, both Matt and I are home so it was easy to get things done and I already had a short list of things that needed to get done.
We washed and hung out to dry all of the sheets and comforters. Matt had washed Zach’s already that is why we have at least one load less than usual. I counted a total of seven loads that were hung out today. I am guessing that would be at least a total of 10 hours of dryer time that was saved.
I am finding some deep cleaning that needs to be done. We ended up cleaning screens and windows last night. I will admit this has been on my list for a couple of weeks but man they do look good. This afternoon, we ended up spending some time cleaning in the kitchen. I know that both the refrigerators could still use some work but for the present everything else is as clean as it has ever been. I am planning to work on some problem areas in the bathrooms tonight as well.
Another way that I am spending my time today is menu planning. I have a plan in place for the month of October. I will need to purchase a couple of galloons of milk and at least 6 dozen eggs next month but my overall goal is to keep the grocery budget at $150 for the month.
Hopefully by Saturday everyone will be back to normal and I can enjoy a nice relaxing day.
- Tis the season for weddings at least in my department at work. Matt and I were able to make a gift this week. The bride to be really liked the gift as well. Total Saved $40.
- Windows are open! This means no air conditioning and/or heat. We ended up running the air from Thursday to Monday last week but based on the predictions for our weather for the next 10 days and the average highs after those 10 days/ Our plan is not to use air until next spring!
- Eating from the freezers and pantry. I have a lot of food in our a stockpile. This month I am really sticking to the idea of eating what we have. The one exception is if we run out of a staple such as eggs. We currently do not have any sausage for breakfast but I am going to attempt to use lunch meat in omelets for the month.
- Staying at home, I know that I have said this before but I need to post it again for my benefit. If we don’t run out to pick up x then I am not spending money. I am also saving gas money!
- I wanted to have a no spend month but I needed a haircut this week, cost of $10. Matt is anticipating starting a job and is in need of black shirt and pants. We were able to locate 2 additional shirts at Goodwill but will most likely need a couple of pair of pants. We ended up spending $8.54 for the shirts.
How are you saving money?
The weather outside makes it easier to remember fall is just around the corner. And another positive note is that I see small progress.
Debit Reduction: Failure
Summer is always a tough season for us in regards to spending. Accountability is going to make me get these number down.
Blog Post: Fail
This is post number 14 for the month. I am back to steadily increasing I should hope to get back on a minimal of 15. I did some checking and this is actually the closest I have came to meeting this goal in a long time maybe even this year.
Days on Treadmill or Walking for Disney: 16
Water walking days-1
I am so excited to see this being met. I hope to continue in the next couple of months as well.
Groceries- Fail! We spent a total of $792.17. I am hoping that we can manage a couple (or 3) months of low grocery bills in order to get us back on track.
Gas: Goal Met! We spent $211.35 for gas including filling both our vans today (31st) in anticipation of a price jump and maybe shortage.
Earnings: August ended up being a good extra money month of us. We had a week break for our beach trip in addition to being out of data for the final week of the month which really affected MPlaces.
Swagbucks: $75 for Me, $105 for Matt
MPlaces/Cricket Rewards: $10
Total for the month $200!
I am choosing to celebrate the small gains this month with extra money and gas budget met. I can also see progress toward all the other areas so even if we did not met this goal we are making progress.
Today I am going to post 5 things we are currently doing at our house. Some are an new attempt and others are ways we stay sane around here.
- Each child is responsible for their own laundry. To break this down, you are responsible for getting your dirty clothes in the basket. A parent, usually Matt will place in washer and move to dryer, if you are younger than middle school. We started this several years ago, around the age of 2, a child starts helping put away the clothes after they are washed and folded. By Kindergarten, you should be folding and putting away most of your own clothes. Currently, Zach needs help folding socks and with some hang up clothes, he is second grade. Kendall, fourth grade is totally responsible for moving from dryer and getting put away properly. Lily, 7th grade, is responsible for doing her laundry completely.
- Clothes for school must be picked out and approved on Sunday afternoons. This saves a ton of time each morning. The difficult part is “fun” weeks when you get to wear pajamas to school and such.
- Lunch and snacks for the entire week are planned and prepared on Sunday as well. The only excepts are sandwich days. They must be planned but I try to make the day of for fresh bread. I will be the first to say this also encourages me to plan ahead so I don’t have to spend 15 minutes each morning figuring out what my lunch for the day is going to be or worse yet spending $7 for lunch in the cafeteria.
- 100 miles to Disney- We have our Disney trip planned for Thanksgiving. Our 100 day mark was just after our beach vacation. I enjoy walking down the beach but the kids really disliked it and complained about how far it was. Their complaining got on my nerves but also got me to thinking. I have read several times that you can walk up to 10 miles a day at Disney, this translates to several hours of whining which really is no fun. Here is my interesting solution- Each person needs to walk 1 mile a day in preparation. So far we are doing excellent. I am encouraged to see the kids walk and it is super motivating for me to make sure I get at least a mile of walking in.
- This is our newest thing. I am making the kids responsible for keeping all toys,clothes and crap out of their floors. Each night when I kiss them goodnight if they have stuff in the floor it will go in a bag. You may purchase the bag back for $5 at the end of the week. I started this yesterday and allowed extra time and reminders to clean up. My goal is by the end of December for this to become a habit and I wont have to reminder everyone to clean up before bed.