5 Things Friday

  1. Today is one of my “extra” paychecks. I budget for 2 paychecks a month so on the 2 months a year that I receive 3 paychecks it allows a little bit of wiggle room. This time the majority of the check is going to travel. We are headed on two major week long trips this summer.
  2. Our garden is starting to produce. We are enjoying squash, zucchini, cucumbers and peppers. I have also harvest and frozen basil and oregano. I have been disappointed so far with the cucumbers but there is still hope. I am most excited about the watermelon. We already have one that is soft ball size with lots of blooms and other small one starting to form.
  3. The first week out of school has been just as crazy busy as the weeks before school ended. Monday night was swim team practice. Tuesday night was suppose to be Swim Meet but a storm cancelled that so we headed to Costco. Wednesday night- I got confused and we ended up relaxing at the pool for an hour. Thursday- make up swim meet. Friday- yard work.
  4. We recently lost a close friend who was the spouse of our piano teacher. The girls got a 5 week break from lessons but I am thankful they resume this week. Zach will be attending a reading camp in July so as you can see we are staying busy.
  5. Extra earning this month have been awesome. The current goal is to purchase Zachary’s birthday present with these earns in addition to adding to our Disney fund.

5 Things Friday

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  1. June is a very promising month with lots of fun planned. The little kids are all on the swim team. We will participate in swim meets on Tuesday afternoons starting the second week in June.
  2. June is also a three paycheck month for me. I get two of these a year. Because I base my budget on two paychecks a month this become extra money. This extra money will be used to help fund our beach trip and other travel plans for the summer.
  3. We will be traveling to Michigan this month with plans to spend a couple of days on Mackinac Island. I really enjoy this trip with Amanda, Haley and Lily (at 9 months) and look forward for the younger guys to experience something totally new and different. Other plans include time spent with Matt’s family and of course Bronner’s.
  4. The Square Foot Garden is slowly starting to produce. This week I was able to harvest snap peas and squash. I am trying something new and “pre-breading” squash for frying. I would like to have 12 packets of frying squash and 12 packs of squash casserole for the freezer.
  5. Matt discovered a major leak in our main water line late last night. We will be repairing it ourselves not so much fun but necessary.

May in Review— April Review just Because

Yes you read that right, I totally skipped/never got around to posting an April in Review. I decided to included both with the best information I have available.  I know that I have some vacation time coming up so I am hopeful to get back on a better schedule. June looks to be a promising month and I am determined to make the best of it!

Debit Reduction:  April- our debt increased by $300.
May- reduction of overall debit by $550. This actually puts our overall debit at less than it was in February so it negated the increase with our payments this month!

Blog Post: April 10
May- 8
Work and our busy schedules have taken over but I am determined to get back on track this month.

Days on Treadmill: April- O
May- 3 days of water walking

Groceries- April – $601
May- $653.62
Both of these were very high spending month of us. Our yearly average is $658 a month and my goal is to reduce this over the summer.

Gas: April-$303.75
May- $275

Earnings:  April $170
May- $200- best month EVER
Matt has been able to earn around $1500 this month through a variety of side jobs and also an upgrade to one of this websites.

 

As I was typing up this update, I realized that April was a month of complete failure. I did not manage to come close to any of my plans or goals for the month. This is most likely why I did not get around to an update.  I am hoping for more steady progress in the next couple of month

Saturday Update 5/27/2017

As predicted, this past week has been busy. I have struggled this week and realized that I NEED to “Count my Blessing” more than I need to worry. So my plan for this update is to “Count my blessing, name them one by one, to PROVE what God has done.”

  1. The extra hours at work do mean extra pay. We are slow regaining financial ground and extra pay is always helpful.
  2. We scheduled a trip to Disney World for this November. I actually booked the trip almost a year ago. Because of the struggles we have been experiencing, I was considering changing/postponing the trip. However, God has provided a very unexpected but concrete method to ensure we can pay for  this trip. In the morning, I will be making dinning reservation.
  3. We are very blessed to be able to travel to Michigian this June to celebrate Matt’s father 90th birthday. This blessing is so much more real and important with the lost of my dad.
  4. Our square foot garden is growing and thriving, I have frozen several packs of broccli, made a squash side dish and the kids enjoyed a handful of snap peas. The plants all appear healthy and relatively bug free. I anticipate a good squash harvest this week and we should actually start with cucumbers in two weeks or less.
  5. The kids and I got to spend 6 hours at the pool today. We really enjoyed the time with friends and I was able to just sit for several hours.
  6. I somehow got a screw in my tire last Saturday. My brother was able to patch it on Sunday. The patch worked until Wednesday and then Matt was able to take to the dealship to have fixed.
  7. I will NOT be working on Monday. Instead the plan is to spend most of the afternoon/evening at the pool just enjoying life.

Seven is the perfect number and the number of completion so I will stop there. Do you have any blessing to share?

Update 5/21/2017

To say the last week has been busy and stressful would be an understatement in addition to the sad truth being that this coming week does not look any better. The business is cause by a couple of factors, first baseball and swim team are overlapping for at least 3 weeks in May. Next is my work schedule, which is entirely full with NO opening last week and no opening this week. I honestly don’t ever remember it being this full before. In addition to all the fun already mentioned, we have less than three weeks of school left which means end of year activities several days/evenings a week. I am so looking forward to a 3 day weekend over Memorial day. I am very hopeful that it will be an actual 3 day weekend but in reality I am going to assume that I will need to put a couple of hours of work in so that I will not be too disappointed next Monday, when I do end up working.

I am so very sad due to a death of a close friend this past week. At the funeral service today, someone said, “I did not realize that your heart can actually hurt but it does.”

Now on to more positive news, I think we have again weathered the financial storm and things are definitely starting to look better. Matt has been able to pick up some extra work which helps and I am working crazy hours which in the long run also increases our ability to stay overall on track for the year. I am planning to go back and post an end of the month update for April since it got missed, but May is definitely looking better and better.

Our square foot garden has started to produce small but taste items. I planted 4 broccoli plants earlier in the spring and have been able to harvest enough broccoli for at least 4 meals. This is really exciting for me as this is the first time that I have successfully grown broccoli. I may even attempt again in September when the weather starts to cool down.

One of my plans for the week, includes a HUGE trip to Costco. I managed to stay under budget for January, February and March of this year. But in April I was 50 over and I fully expect to be over by $100 or more for May. Because of the summer, I expect to remain at or under for June, July and August which will definitely balance things out a bit.

Bring on the summer with day spent at the pool.

March in Review

I am super behind on blogging for the month. Our cheer trip threw me off, in addition to our crazy busy life. I am hoping to get up several post in the next day or so.

Debit Reduction: This month our overall debt increased by $175. This is sad but because our trip was the last couple days of the month it had a negative effect. I will establish a goal to reduce our debit by at least 200 next month.

Blog Post: 14
Days on Treadmill: 0  Everyone feel we should get credit for the day we spent walking at the outlet stores.

Groceries- $220- This is a great success! I am hoping to keep spending down to $300 for the month of March. My favorite sale of the year is on but other than a trip to Costco this should be our spending for the month.

Gas: $370 spent. This is over-budget, we purchased new windshield wipers for all the vans and our trip to the beach is included on this purchase.

Earnings:  Matt and I combined for a total of $180 this month from our apps and Swagbucks. This is a higher number than both February and January.

I am a bit frustrated with us raising our overall debit but we needed and enjoyed our trip to the beach. I have high hopes for April, small changes over a long period of time always works.

5 Things Friday 3/24/2017

  1. I am starting to really enjoy my work schedule. I have two really long days on Tuesday and Wednesday but Thursday is my day off. I switched things up a bit and Friday (today) is designed to be a shorter day. This actually is giving me time in the morning at home to get ahead and I am home by 5 so dinner is very easy to enjoy.
  2. Matt is working Thursday, Saturday and Sunday. This is a great thing but it also means that I have some extra chores to finish as we have a competition next week and will leave on Thursday for a mini vacation.
  3. One of our planned activities for our  mini vacation is shopping at an Outlet Mall. I am very excited to grab a couple of Nike gift cards using Swagbucks. My goal is to get at least one pair of shoes for FREE!
  4. I have ended up shopping quite  a bit this week. Including two trips to Walmart and a trip to Food Lion and a trip to Lowes.
  5. Food Lion is changing things up and running my favorite sale of the year. This is the quarter back sale. I made a trip on Wednesday night and plan to make at least 3 more in the next month during the sale. This week I did a total of 3 transactions spending $57.

5 Things Friday 3/17/2017

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  1. We are managing to stay under budget for groceries this month. So far we have spent $86 after our Costco check. My goal is to spend $150 or less for the month.
  2. We have managed to reduce our credit card debt for the third month in a row! The reduction is VERY slow but the fact that we are able to achieve this goal for three month in a row is awesome!
  3. I ordered 16 bags of dirt that arrived last week. The goal for the weekend is to get the dirt spread in the square foot garden and make a planting plan for the year.
  4. We don’t have a cheer competition this week which means I am planning to spend 3 nights at home and going to bed on a regular schedule.
  5. I am definitely ready for Spring, during the past week, the temperature has turn cold again and I am not liking that at all. Give me 60 degree days PLEASE!

 

February

This month has been hard. I miss my dad more than I ever thought possible and have found myself crying just because. I can honestly say, I have spent most of the month in a fog just existing.  I am starting to regain my balance so I wanted to at least have a written record for this month. I did achieve the goal of filing our taxes in February and have actually already received our Federal Refund.

Debit Reduction: $850 . The only downside to this number is that I paid over $2100 toward debit but I did not acquire this in a day so as long as it is being reduced that is progress.

Blog Post: 10
Days on Treadmill: 2  This was actually spent out side walking but at least I can say I was consistent.

Groceries- $454- Below my goal of $500 so a HUGE success for us. I am actually expecting this to be lower for March and April.

Gas: $187 spent. Again under budget
Earnings:  Matt and I combined for a total of $160 this month from our apps and Swagbucks. Considering my brain function for February, I am pleased with this number. .

In February, we were able to hold the course in the wind and rain. I am very proud of our progress this month.

I am optimistic that March will continue us on a positive financial note. I am so grateful to know I am shield by prayer for the other needs.

Emotions

Sad                                                        Exhausted
Frustrated
Sad                                                            Tired
Upset
Unbearable                                              Peaceful                      Exhausted
Strange
Sad                                                               Quiet

Relieved                                Sad
Exhausted

Last Friday morning the unthinkable happened, my father had a massive heart attack and passed away. This was totally unexpected and unacceptable. We are all struggling to make sense of this. Today is Tuesday, I know that I can’t change what has happened and things are being to make at least a little sense. We have accepted that we are not going to be fully functioning for a long time. We also have realized the need to love and support each other. Today, my mother is able to live alone and thanks to God’s provision which is nothing short of a miracle, she is financially able to continue with a “normal” life. I am fortunate enough to have two additional days out of work. I will return to work on Friday, never returning to normal.  I miss my dad, I miss the time he should have spent with his grandkids. I am sad for myself and my mother.  As you can probably tell my emotions are all over the place but above all I am EXHAUSTED. I am not sure when or how much I will blog over the next weeks or months. I am certain we need to continue to work toward a more steady financial place but not sure what that place will look like. Random words on a page, seems to fit my life right now.