Saving on Saturday- 1/22/2018

This week we , Matt, kids, my mom and myself, decided to search out some clearance deals.  I will go ahead and say that Matt was able to get the best overall deal.  Matt works at Dollar General.  Until Tuesday of this coming week, the majority of Christmas items are twenty-five cent each.  After hearing of his awesome deal, we decided to browse the other Dollar Generals in town.

On Friday night, Matt found a candle that was placed in the wrong area with a twenty-five cent coupon on top of it. He purchased the candle for me and a box of candy canes for a total of twenty-six cent. He also submitted his receipt to Ibbotta and receive a twenty five cent rebate so a candle and box of candy canes for one penny after rebate.

One store had lots of canned pumpkin (I purchased 12 cans) a container of green sprinkles and a container of cloves all priced at twenty-five cents. We also found a Cars stocking also priced at twenty five cent.  I also purchased tissue paper, gift boxes and bows of varies sizes.   Plastic round ornament boxes were priced at $3 each, I purchased at total of three at two separate stores. I also found some paper plates for a Ladies banquet that I am responsible for a table at. These were not on clearance but a great deal.  I ended up spending a total of $50 !  I will say I am very impressed with my self.

Our final stop was the local Big Lots, we found all Christmas items between 50% and 75% off. We also discovered at the register that this weekend, we received an additional 20% off. I am excited to say that we found wrapping paper that will work for several occasions for less than seventy five cents a roll! This was a huge score and completes re stocking our wrapping paper.

Today, we claimed and sorted the recycle paper bin at our church. I started with many years ago.  After less than an hours work for the sorting we have a case or more of paper that will be used for printing coupons, art work and recipes for the next six months or so.

 

 

 

Monday Menu Plan 1/15/2018

I have always said that menu planning saves us a ton of money, now I have the proof.  On Saturday, we headed to Aldi to purchase some items that we were out of, we even added in three boxes of cereal to help with breakfast this week.  Our total was $25.57.  Matt was working Sunday morning and the kids and I decided that we wanted to make a big “Cracker Barrel Breakfast”. After checking, we need a couple of items to make the things we wanted.  Kendall and I took our list and headed to Food Lion.  The one meal list cost $25.47.  No more special meals for us. Everyone is home on Monday but then it is back to reality.  To end on some good news, we have $6.41 left out of our $160 grocery budget.

Breakfast- Saturday- Pimento Cheese and Bacon Biscuits, Sunday- Cereal and toast, Monday- Sausage Gravy and Biscuits, Tuesday, Wednesday and Friday- Choice of cereal, eggs or left-overs, Thursday(kids have eye appointment) pancakes or waffles.

Lunch- Saturday- Left-overs/sandwich, Sunday- Baked Potatoes, Monday- Sandwiches. The kids are taking 1 day of sandwhiches and 2 grab and go days. I will be taking left-over soup all this week.

Sunday- Saturday- Chicken Tacos, Sunday- Egg Casserole, Hashbrown casserole and cooked apples, Monday- Pizza Rolls, Tuesday- Chicken Pot Pie (from freezer), Wednesday-Hamburger Helper, Thursday- Country style steak or pulled pork, Friday- Chicken Nuggets and French Fries.

We are eating a lot of quick simple meals and sandwiches this week but it is just what we feel like. The menu may change depending on the weather and my work schedule.

Savings this week- 1/11/2018

As I have mentioned before, we are on a tight budget this month in hopes to get us on a good financial track for the year.  I have been able to find some really good deals while staying on track this week.

CVS has the best sale that I have seen in a while. Add to the fact that Matt is completely out of deodorant and it was a definite stop. I was able to grab a tube of free toothpaste. Which BTW, I have not paid for toothpaste in at least two years. Matt ended up with one stick of deodorant, two were purchased for me and 2 bottles of shampoo. Total out of pocket was $6.38.

Lily had most of her Christmas money left so I took her to the stores of her choice today.  I was able to grab Oreos on clearance along with a couple of items for Easter baskets at Target for $3.17.  The overall best deal of the day was at “Five Below”, their Christmas items were discounted by 75%. I grabbed 7 rolls of Disney wrapping paper for $3.50, I also added a couple of items for Easter as well. So for a total of $8 between the two stores I am very pleased.

The final deal of the day, cost me the least. We continue to earn extra money through Swagbucks every month. This month, I was able to grab a $25 Bath and Body Works card.  Bath and Body Works also has their semi annual clearance sale in January and July. I was able to use a coupon code in addition to the sale for 20% off. I ended up with 5 bottles of shower gel shipped for twenty four (yes $0.24) out of pocket.

Thursday Thoughts Food and Finance! 12/14/2017

This has been an extremely busy day but I have a huge feeling of accomplishment!

The first exciting announcement of the day….Kendall will get her braces off February 1st! She has already counted the days until her next  appointment! Along the same line, Lily has an appointment that same day and I anticipate that we will begin with braces for her.

Next a little background. In December of last year, we purchased a 800 pound cow.  We have been enjoying this meat, and have already placed an order for a second cow. Unfortunately, it will most likely be March before we can claim our cow.   Another piece of information is that since September, I have been limiting our food budget and trying to get a good handle and use out of the food we have in storage, this also has been a huge saving for our budget. My initial plan was for a huge grocery trip the first week of December after we returned from Disney.   Then life/ Disney happened, I remembered to pay our Verizon bill during out trip and even told Matt that I had paid it.  But I forgot to record it in our bank account.  So in preparation for the huge trip, I was checking out our account and found the mistake. The good news is that we were not complete broke nor did it cause anything to be over drafted.  So we decided to put our major trip on hold.

Fast forward to today, Matt has significantly increased his hours at Dollar General and he also is designing a new site, so we began the process of restocking our freezer and panty.  Part of our day was spent at the local meat market and we also made a fun trip to Food Lion. I will admit, we still are planning a huge Costco trip this weekend as well. I found frozen turkeys at the meat market at my buy price, so I purchased one for Christmas and a second one for the freezer. We also purchased 20 pounds of ground beef, which has been fried and divided into one pound bags. We also purchased several hens to cook later and chicken wings for our planned Super Bowl Party.

The next stop we will call “Our Christmas trip to Food Lion.” Because of the extra income and the fact that we have been lean for so long, we spent time buying some items that we normal do not purchase or enjoy. Zach was with us and we let him pick out several items.  Even at 8, he is aware of what a sale is and that we usually don’t purchase things unless they are on sale. This is honestly the least plan shopping trip I have made in a long time. I did print and use several coupons from the coupon machine, found some sales that I knew were at or below my price point and then we splurged. We ended up spending $137 at Food Lion and saving $45. I think this is awesome for an unplanned trip.

To end the day, we decided to go to Sonic for the BOGO boneless wings. I was really unsure of how many to buy so I ended up with 48 boneless wings which fed us dinner with Haley. I have lunch for tomorrow at least and Matt has several meal. We will definitely participate again with this deal but spend $10 instead of $20.

Monday Menu Planning 12/11/2017

Menu Planning has taken on a new level and meaning this week. I “forgot” to record the paying of a bill last week. This mistake meant that we were not able to make our huge restocking trip to Costco on Thursday as we had originally planned. Instead, we scaled way back and spent less than $100 to purchase meat and several other items that we were completely out of.  This week, the plan is to shop on Saturday. I know this is not the smartest thing we could do but it will be easier this Saturday as opposed to next Thursday prior to Christmas. This weeks menu plan is simple and uses what we have or were able to purchase last week.

Breakfast- Saturday- Cereal and milk. Sunday-Big Breakfast ( eggs, bacon, grits and toast), Monday thru Thursday Choices or cereal and milk, . Friday- Baked oatmeal-Choices of eggs, fried bologna, grits, French toast or toast.

Saturday- Kids ate at Amanda’s, Matt had Burger King and I had Biscuit King (both Matt and I ended up working) Sunday- Baked Potato Soup in Instapot. I am so excited that this worked and turned out awesome!  Lunch are planned out with a special treat on Thursday of IHOP since everyone has doctor appointments and we have a gift card left over from our trip!

Dinner- Saturday- Chili from crock-pot. Sunday- Burger King (total of $5 after gift card), Monday- Pork Chops with stuffing and green beans. Tuesday- Spaghetti Wednesday- Salisbury Steak, rice and fruit. Thursday- not sure yet but it may just be left-overs. Friday- Church dinner!

5 Things Friday 10/13/2017

  1. I have started my Christmas shopping. I had decided to scale back on Christmas this year, simply because my kids are blessed and don’t have any needs just wants. I am super excited that I have purchased a total of 5 gifts one for eachfor  a total of $15.10!
  2. Matt and I both were able to pick up extra work this week. This should be very helpful in keeping us on budget for the month.
  3. I do anticipate our credit card debit to increase overall this month. The reason is that I paid for a continuing Education class today. My company will reimburse me once I have completed the class and have a certificate. The only down side is that will take at least a month so the balance will be higher than I anticipated through October.
  4. Free food is the best! This week we have been given 5 pounds of potatoes and 3 pounds of hamburger. The plan for Saturday is to turn this free food into quick delicious meals!
  5. We are FINALLY starting to enjoy fall temperatures which also mean a reduction in our electric bill.

September in Review

September brought about some major changes from us. The first of which is that Matt started a part time job which will mean a weekly income. I have choice not to include his checks in our budget until after our trip. We will use the money to supplement what is missing and also to pay on the trip.

Debit Reduction:  We managed to hold the debit to the exact same level as August. This is not quite a success but a huge jump in the right direction over the last several month.

Blog Post: Fail
This is post number 12 for the month.  Life is busy and I have got to still find a good balance with work, kids and life. .

Days on Treadmill or Walking for Disney: 28!  This is a huge accomplishment! I am so excited!

Groceries- Success !  We spent a total of $392.08.This alone is a savings of $400 when compared to last month!

Gas: Goal Met! We spent $189 for gas including filling both our vans which is a $50 decrease from last month.

Earnings: We are continuing to make money via apps this month things are starting to improve but we also saw huge changes in MPlaces. I have been averaging $15 a month and now $5 is good. But free money is free money. 
Swagbucks: $100 for Me, $50 for Matt
MPlaces/Cricket Rewards:  $5
Shopkicks: $5
Ibotta: 21.78 (you can only cash out for greater than $20, so this amount has been building for a couple of month. And I don’t expect to cash out with this one again this year.)

Total for the month $190!

We officially have 55 days until our Disney Trip. My goal is to tight the belts and save as much as possible.  I will be going back to a cash envelope for groceries this month. I already have a menu plan in place so I am optimistic that we can keep the groceries down to $200 or less for the month. I do anticipate a trip to Costco but this will have to be part of my cash only. October also bring Amanda’s birthday. We will be going out to dinner but I have already given her a DVD player so that definitely will save on expenses.

5 Things Friday 9/15/2017

  1. We were unable to repair the kitchen faucet so we ended up purchasing a new one yesterday. We decided to go with a name brand and great warranty. It was expensive but this should be the last kitchen faucet that we ever buy.
  2. Lily is really enjoying the youth theatre this fall, they are working on “Annie” Each family is required to provide a silent auction item. We purchased 2 stainless steel cups and Matt has customized to make a special souvenir.
  3. We did end up spending more money than I had anticipated on groceries this month again. We also had to renew our Costco membership as well. The total spent for the month is $353. My strategy for the rest of the month is to avoid grocery stores.  I am sad that Food Lion is running their quarter back sale but I am not planning to go.
  4. I was able to score an awesome deal on soda. We managed to grab 4 cases for my mom, 5 8 packs for our Disney trip and 11 12 packs for us to use. Spending a total of $40.14!!!! This should keep us stocked until the end of November.
  5. I have returned to using a paper planner. Partially by choice and partly because of the new computer. EVERYONE is assigned a different color and so far I am liking the ability to glance ahead and behind.

5 Ways We Are Saving 9/8/2017

  1. Tis the season for weddings at least in my department at work. Matt and I were able to make a gift this week. The bride to be really liked the gift as well. Total Saved $40.
  2. Windows are open!  This means no air conditioning and/or heat. We ended up running the air from Thursday to Monday last week but based on the predictions for our weather for the next 10 days and the average highs after those 10 days/ Our plan is not to use air until next spring!
  3. Eating from the freezers and pantry. I have a lot of food in our a stockpile. This month I am really sticking to the idea of eating what we have. The one exception is if we run out of a staple such as eggs. We currently do not have any sausage for breakfast but I am going to attempt to use lunch meat in omelets for the month.
  4. Staying at home, I know that I have said this before but I need to post it again for my benefit. If we don’t run out to pick up x then I am not spending money. I am also saving gas money!
  5. I wanted to have a no spend month but I needed a haircut this week, cost of $10. Matt is anticipating starting a job and is in need of black shirt and pants. We were able to locate 2 additional shirts at Goodwill but will most likely need a couple of pair of pants. We ended up spending $8.54 for the shirts.

How are you saving money?

Tuesday Thoughts 9/05/2017

  • My computer died on Saturday. I was thankfully able to get a replacement but I am still trying to re favorite and find all the things that I had carefully arranged on my monitor.
  • We ended up celebrating Zach’s birthday Thursday, Friday and Saturday. He had a great time. Thursday evening his friend came over and they played with Nerf Guns inside because it was raining. Friday night was cake and family. Saturday was a trip to ToyRUS and eating out at Red Robin. I am hopefully to get some picture up soon.
  • The weather here in North Carolina is much cooler than normal. We were able to turn off our air conditioning last week for a total of 4 days, have been running for 4 days and again turned off the air. I am very grateful for the stretches of time that we are able to not turn on the air. This is definitely the earliest I can remember not running air constantly.
  • September is going to be a no spend month for us.  Zach is playing Baseball so we will have the expense of games but unless it is broken and or empty then I really want and need to tighten down on our spending for September, October and November.
  • This weekend along with some major food preparation, I took a good inventory of what meats and other items that we have. Currently our plan is to purchase another cow in January and purchase chicken breast in February.
  • Lily auditioned for and received a part in the Lexington Youth Theatre production of Annie. She does not have a solo but we are all very excited for her to be part of this.
  • I have been successful at using my Electric Pressure cooker for 3 things this weekend. I am actually really surprised but glad that I have been able to use this and hopefully will get more use as the winter comes.