Thursday Thoughts- 11/09/2017

Our car insurance jumped by $40 and when I called to find out why, I was assured it was nothing that I had done but that rates in my state had increased that much. The second piece of “great” news was that Gieco will only insure in NC for six months at a time due to rates.

On a slightly better note, I have been seeing an advertised special for Sirus radio that included 30 days of free service. This is usually awesome for us as we are traveling to and from Florida. Matt checked into it today and it was actually a 60 day free trial.  This is awesome and will make driving a little bit easier for all of us.

I am actually looking forward to the month of December because it provides an extra pay check!   My goal is to end the year on a positive financial note!

We are fast approaching our Disney trip. Everyone is super excited. Which means they are also pretty eager to make money by extra chores. The benefit for me is that means I should have time to get my decorating done prior to the trip.  This weekend, my plan is to put up the snow village.

All three kids had dentist appointments today, no cavities for anyone!

 

Thankful Tuesday Thoughts 10/24/2017

I am reminded today that we start in November next week, so I need to be thankful for even the small things.

First Matt was able to design and create some really cool shirts for our Disney Trip. The best part is that we purchased both the shirts and the vinyl using gift cards earned from Swagbucks so total out of pocket equals ZERO.   IMG_0459 IMG_0460

Next the weather has finally started to feel like fall. In fact we are suppose to receive our first official frost this week. Because I was able to get off work earlier today, we picked the rest of the pepper and pimentos from the garden. I froze 4 cups of green peppers and saved enough for several omelets in the next week. 03AD7F7F-9B54-4174-8399-0994E8BD1729We have been searching for ways to save money. I am thankful to have discovered two. First Matt has been able to arrange Roku boxes in the house so that we have turned in 3 of our cable bill. I am thinking that this should reduce our total cable bill by around $30 a month. The best part is that it will not affect any of our viewing! Next, because we are attempting to eat out of  our freezers and pantry for the last couple months of the year, we are able to clean out and unplug one of our freezers. This will also allow it to be clean really well prior to our purchase of a cow next year.  I am also thinking that after our trip we should be able to turn off a refrigerator as well.  Finally, by watching the weather and opening and closing windows we are currently in our second full week of no heat or air.

Thursday Thoughts- 9/28/2017

The stomach bug has been making its’ way around our house this week. Zach was sick on Monday and Tuesday. He ended up missing his first baseball game and we ended up with a extra night at home. Today, Kendall threw up before school and Lily started around lunch-time.  Thursday is my usual day off but I had also taken tomorrow off to go to an Antique festival with my Mom. Unfortunately, the plan has change and I am now going to be spending the day at home with the girls as Matt is scheduled to work.

I had stocked up on Sprites and Gatorades a couple of weeks ago. So the girls are using those along with rice and ritz crackers.Â

Lucky for me I actually have lots of things that need to be done around the house that will keep me occupied at least for a couple of days. My overall goal is to stay at home and NO spending. Today, Thursday, both Matt and I are home so it was easy to get things done and I already had a short list of things that needed to get done.

We washed and hung out to dry all of the sheets and comforters. Matt  had washed Zach’s already that is why we have at least one load less than usual. I counted a total of seven loads that were hung out today. I am guessing that would be at least a total of 10 hours of dryer time that was saved.

I am finding some deep cleaning that needs to be done.  We ended up cleaning screens and windows last night. I will admit this has been on my list for a couple of weeks but man they do look good.  This afternoon, we ended up spending some time cleaning in the kitchen. I know that both the refrigerators could still use some work but for the present everything else is as clean as it has ever been. I am planning to work on some problem areas in the bathrooms tonight as well.

Another way that I am spending my time today is menu planning. I have a plan in place for the month of October. I will need to purchase a couple of galloons of milk and at least 6 dozen eggs next month but my overall goal is to keep the grocery budget at $150 for the month.

Hopefully by Saturday everyone will be back to normal and I can enjoy a nice relaxing day.

5 Things Friday 9/15/2017

  1. We were unable to repair the kitchen faucet so we ended up purchasing a new one yesterday. We decided to go with a name brand and great warranty. It was expensive but this should be the last kitchen faucet that we ever buy.
  2. Lily is really enjoying the youth theatre this fall, they are working on “Annie” Each family is required to provide a silent auction item. We purchased 2 stainless steel cups and Matt has customized to make a special souvenir.
  3. We did end up spending more money than I had anticipated on groceries this month again. We also had to renew our Costco membership as well. The total spent for the month is $353. My strategy for the rest of the month is to avoid grocery stores.  I am sad that Food Lion is running their quarter back sale but I am not planning to go.
  4. I was able to score an awesome deal on soda. We managed to grab 4 cases for my mom, 5 8 packs for our Disney trip and 11 12 packs for us to use. Spending a total of $40.14!!!! This should keep us stocked until the end of November.
  5. I have returned to using a paper planner. Partially by choice and partly because of the new computer. EVERYONE is assigned a different color and so far I am liking the ability to glance ahead and behind.

5 Ways We Are Saving 9/8/2017

  1. Tis the season for weddings at least in my department at work. Matt and I were able to make a gift this week. The bride to be really liked the gift as well. Total Saved $40.
  2. Windows are open!  This means no air conditioning and/or heat. We ended up running the air from Thursday to Monday last week but based on the predictions for our weather for the next 10 days and the average highs after those 10 days/ Our plan is not to use air until next spring!
  3. Eating from the freezers and pantry. I have a lot of food in our a stockpile. This month I am really sticking to the idea of eating what we have. The one exception is if we run out of a staple such as eggs. We currently do not have any sausage for breakfast but I am going to attempt to use lunch meat in omelets for the month.
  4. Staying at home, I know that I have said this before but I need to post it again for my benefit. If we don’t run out to pick up x then I am not spending money. I am also saving gas money!
  5. I wanted to have a no spend month but I needed a haircut this week, cost of $10. Matt is anticipating starting a job and is in need of black shirt and pants. We were able to locate 2 additional shirts at Goodwill but will most likely need a couple of pair of pants. We ended up spending $8.54 for the shirts.

How are you saving money?