Our car insurance jumped by $40 and when I called to find out why, I was assured it was nothing that I had done but that rates in my state had increased that much. The second piece of “great” news was that Gieco will only insure in NC for six months at a time due to rates.
On a slightly better note, I have been seeing an advertised special for Sirus radio that included 30 days of free service. This is usually awesome for us as we are traveling to and from Florida. Matt checked into it today and it was actually a 60 day free trial. This is awesome and will make driving a little bit easier for all of us.
I am actually looking forward to the month of December because it provides an extra pay check! My goal is to end the year on a positive financial note!
We are fast approaching our Disney trip. Everyone is super excited. Which means they are also pretty eager to make money by extra chores. The benefit for me is that means I should have time to get my decorating done prior to the trip. This weekend, my plan is to put up the snow village.
All three kids had dentist appointments today, no cavities for anyone!
I am reminded today that we start in November next week, so I need to be thankful for even the small things.
First Matt was able to design and create some really cool shirts for our Disney Trip. The best part is that we purchased both the shirts and the vinyl using gift cards earned from Swagbucks so total out of pocket equals ZERO.
Next the weather has finally started to feel like fall. In fact we are suppose to receive our first official frost this week. Because I was able to get off work earlier today, we picked the rest of the pepper and pimentos from the garden. I froze 4 cups of green peppers and saved enough for several omelets in the next week. We have been searching for ways to save money. I am thankful to have discovered two. First Matt has been able to arrange Roku boxes in the house so that we have turned in 3 of our cable bill. I am thinking that this should reduce our total cable bill by around $30 a month. The best part is that it will not affect any of our viewing! Next, because we are attempting to eat out of our freezers and pantry for the last couple months of the year, we are able to clean out and unplug one of our freezers. This will also allow it to be clean really well prior to our purchase of a cow next year. I am also thinking that after our trip we should be able to turn off a refrigerator as well. Finally, by watching the weather and opening and closing windows we are currently in our second full week of no heat or air.
The stomach bug has been making its’ way around our house this week. Zach was sick on Monday and Tuesday. He ended up missing his first baseball game and we ended up with a extra night at home. Today, Kendall threw up before school and Lily started around lunch-time. Thursday is my usual day off but I had also taken tomorrow off to go to an Antique festival with my Mom. Unfortunately, the plan has change and I am now going to be spending the day at home with the girls as Matt is scheduled to work.
I had stocked up on Sprites and Gatorades a couple of weeks ago. So the girls are using those along with rice and ritz crackers.Â
Lucky for me I actually have lots of things that need to be done around the house that will keep me occupied at least for a couple of days. My overall goal is to stay at home and NO spending. Today, Thursday, both Matt and I are home so it was easy to get things done and I already had a short list of things that needed to get done.
We washed and hung out to dry all of the sheets and comforters. Matt had washed Zach’s already that is why we have at least one load less than usual. I counted a total of seven loads that were hung out today. I am guessing that would be at least a total of 10 hours of dryer time that was saved.
I am finding some deep cleaning that needs to be done. We ended up cleaning screens and windows last night. I will admit this has been on my list for a couple of weeks but man they do look good. This afternoon, we ended up spending some time cleaning in the kitchen. I know that both the refrigerators could still use some work but for the present everything else is as clean as it has ever been. I am planning to work on some problem areas in the bathrooms tonight as well.
Another way that I am spending my time today is menu planning. I have a plan in place for the month of October. I will need to purchase a couple of galloons of milk and at least 6 dozen eggs next month but my overall goal is to keep the grocery budget at $150 for the month.
Hopefully by Saturday everyone will be back to normal and I can enjoy a nice relaxing day.
Today I am going to post 5 things we are currently doing at our house. Some are an new attempt and others are ways we stay sane around here.
- Each child is responsible for their own laundry. To break this down, you are responsible for getting your dirty clothes in the basket. A parent, usually Matt will place in washer and move to dryer, if you are younger than middle school. We started this several years ago, around the age of 2, a child starts helping put away the clothes after they are washed and folded. By Kindergarten, you should be folding and putting away most of your own clothes. Currently, Zach needs help folding socks and with some hang up clothes, he is second grade. Kendall, fourth grade is totally responsible for moving from dryer and getting put away properly. Lily, 7th grade, is responsible for doing her laundry completely.
- Clothes for school must be picked out and approved on Sunday afternoons. This saves a ton of time each morning. The difficult part is “fun” weeks when you get to wear pajamas to school and such.
- Lunch and snacks for the entire week are planned and prepared on Sunday as well. The only excepts are sandwich days. They must be planned but I try to make the day of for fresh bread. I will be the first to say this also encourages me to plan ahead so I don’t have to spend 15 minutes each morning figuring out what my lunch for the day is going to be or worse yet spending $7 for lunch in the cafeteria.
- 100 miles to Disney- We have our Disney trip planned for Thanksgiving. Our 100 day mark was just after our beach vacation. I enjoy walking down the beach but the kids really disliked it and complained about how far it was. Their complaining got on my nerves but also got me to thinking. I have read several times that you can walk up to 10 miles a day at Disney, this translates to several hours of whining which really is no fun. Here is my interesting solution- Each person needs to walk 1 mile a day in preparation. So far we are doing excellent. I am encouraged to see the kids walk and it is super motivating for me to make sure I get at least a mile of walking in.
- This is our newest thing. I am making the kids responsible for keeping all toys,clothes and crap out of their floors. Each night when I kiss them goodnight if they have stuff in the floor it will go in a bag. You may purchase the bag back for $5 at the end of the week. I started this yesterday and allowed extra time and reminders to clean up. My goal is by the end of December for this to become a habit and I wont have to reminder everyone to clean up before bed.