June in Review

Blogging:  Goal: 15 per month Goal Met!

Weight: Goal:  Met and maintain weight of 175. This goal will be considered met each month that weight loss is achieved and once this weight is achieved, each month maintained is considered achieved.  UGGH! I know it can not have anything to do with the fact that I stress eat nor that I have not been exercising regularly! Ok so it is my fault for this one!

Spiritual-  Goal. I want to spend time reading and or studying the Bible at least 5 days a week for the year. Fail again

Financial Goals-
1.  Pay off all debit by December  2015, except for mortgage.    This goal is actually meet in one sense but not in the big picture. Part of my refinancing the house helped to speed  up the goal.  Currently, the only two debts that we have are the new mortgage payment and starting in September a car payment. I will be eliminating this goal in July because it is no longer a goal.  I am very comfortable with both the house and car payment.  I mostly like will change this goal to funding all budget categories for the month starting in August. Any better/other ideas?

2. Emergency Fund to $2000.  Met. Added $100!  Remember it is baby steps!

. 3. Groceries: Spend $700 a month .Goal Met After much discussion and debate, I increased by grocery budget to $700 beginning in June. I “think” that I am right on target however, I have no proof. I accidently deleted by budget app during a swim meet and was unable to retrieve the information.  We did end up cancelling our Zaycon order for ground beef due to the change in delivery date, which if I am remembering correctly was more than my overage but I can’t be sure.  I do know that in July, I am planning to start restocking our freezers and this will include a trip to the local meat processing plant.  With our new budget in place, this should become a more realistic and achievable goal.

4. Gas: Spend $400 a month with any remaining to be move to Auto fund for repairs.  This is a huge FAIL!  I had a costly repair on the car and van this month. I am not sure how badly I failed as the budget app was the most accurate record.  Another change is that we are reducing this to $350 a month which I may drop to $300 in September. I explain the rationale for this here.

Disney- No progress. This will change in July!

June was one of the most stressful months that I can remember in several years., but as Matt said we survived and even the last several day are starting to calm down.  I hope to be able to focus on our budget more in the next several months and avoid any major new expenses as well. If I learned anything in the month of June it is “God’s timing is always perfect, and much better than mine!”

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