July in Review

Blogging:  Goal: 14 per month Been a crazy month and I don’t even feel like going back and making one more post for the month.

Weight: Goal:  Met and maintain weight of 175. This goal will be considered met each month that weight loss is achieved and once this weight is achieved, each month maintained is considered achieved.  No regular exercise…. got to get back in a routine.

Spiritual-  Goal. I want to spend time reading and or studying the Bible at least 5 days a week for the year. Fail fail fail.

Financial Goals-
1.  Full Fund the budget each month.  
I can imagine that this may seem strange to some people but I set my budget based on what I need each month to cover all expected bills with extra savings going into various counts for non monthly bills. Some money are much easier than others. For example July was a crazy spending month, however with extra monies coming in from the refinancing of the house we were still able to be totally over budget but everything paid and future expenses saved for.  Goal met!

2. Emergency Fund to $2000.  Met. Added $100!  Goal met 2 months in a row!

. 3. Groceries: Spend $700 a month .Total Fail.  We started the month with a trip to Shuler meats. In addition, we have had to purchase several items such as toilet paper due to running out. Total spent in July 934.12

4. Gas: Spend $400 a month .  This is a huge FAIL!  Because of the wired state of NC, I paid sales tax on the new van when I purchased but also had to pay property tax in order to receive the permanent tag. The car also required an oil change which made me $110 over budget for the month of July.

5. Eating out- tracking purposes only $465

Disney- Goal Met! We have now paid for over half of our Disney trip!

July was intended to be our “budget reset’ month. It also ended up a very expensive and crazy busy month as well. I am so glad to look forward to our Beach trip in August for the life reset I need. Then watch out it is full steam ahead to Disney

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