New Year Eve- Reflections

I like list type post but really never have enough to make a complete list so therefore I like to make list of random things… not changing now!

  1. Matt and I both will be working this holiday. Tonight, Matt is currently at the Greensboro coliseum working. I am on call tomorrow for inpatient and already have a couple to go in and see. I am actually thankful for this. Sounds strange, I know but I used most of my vacation time up with the shingles and this has turned out to be a very slow week at work. Actually I have only worked 20 hours so far. I don’t have enough time to cover the difference so by working even 3 hours tomorrow it will start us in a much better financial position.
  2. I received my final paycheck of the year today. This ended up being the third of the month so I was able to catch up on some things. I spent several hours working on a budget for next year and thinking about realistic expectations for 2016.
  3. After much thought, I will not be posting an year end update for the goals I set. The main reason is that we could never have expected the huge financial changes that have occurred this year including re-financing our mortgage to a lower interest rate and reducing the expected pay off year. We also purchased a van which added an additional month payment that we have not had in several years . Overall this has been an excellent year for us financially as I finally feel we have achieved a steady income level and are no longer struggling to just stay afloat. I will be sharing my 2016 goals hopefully tomorrow which include lots of financial stuff.
  4. Our Disney vacation was AWESOME! Honestly one of the best trips ever! It was so much fun that we stared talking about our next trip on our “date night” Being the “adults” we decided that in order to really plan date for our next trip we need to complete pay off our credit card debit. This amount is currently sitting at 15,656. The majority of this is interest free and will remain so until November 2016. Once this amount is paid off, we will officially set dates for the next Disney trip.
  5. I do want to share about the progress or lack of progress that I have made on my personal goals this year.
    Blogging- Post 15 per month- I achieved this goal 11 of 12 months. I will now be expanding to post 20 a month.
    Weight Loss- This continues to be a HUGE challenge. I met this goal 2 of 12 months. I will maintain the same goal and expect progress this year.
    Spiritual- Spend at least 5 days a week, reading and studying The Bible. I was able to achieve this 3 of 12 months so again I am going to focus on this as the new year begins.

HAPPY NEW YEAR!

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