September in Review

Personal-
1. Blogging
Post 20 per month. Fail. This is post number 18. This number is slowly but surely going up.  We are currently in an extremely busy season with work till 6 most nights for me and multiple practices and games every night.

2.Weight Loss– 175#. No comment.

3. SpiritualSpend at least 5 days a week, reading and studying The Bible. This continues to be a challenge for me. I need to find a time to set for this but so far not happening.

Personal goals are a failure for the fourth month straight. But on a positive note, things are improving.  I know that once things settle down and I get my school groove back it will get better.

Financial- 

1. Set aside money each month in every budget category. Fail. We have been able to meet all expenses but this is a huge struggle.

2. Establish and maintain Emergency Fund- Fail.
3. Groceries: Goal is for $550. I knew once Food Lion started their sale that I would be way over for the month. I currently have spent $920 which is close to two months. The good news is that I am going to order fruit trees in October and may make one more trip for sale items at Food Lion but otherwise the month of October I don’t plan on a trip until the end of the month if at all!

4. Gas: Spend $300 a month- Fail! We spent $313 this month including an oil change for the van. In October, the truck needs an inspection and tags so it will continue to be a expensive time.

5. Pay off all Credit Card debit by December 2016- Fail. I am meeting bare minimal payments on everything but really was hoping to begin to get control and reduce this number.

6. Money Making Apps- I am adding this for monthly reporting. Matt and I both are trying to see how much we can earn doing small things. This month has been very successful. Matt cashed out for 2 $25 gift cards from Swag Bucks and 2 $5 gift cards from MPLACES. I have cashed out for a total of $75 in gift cards from Swag Bucks and $20 in gift cards from MPLACES. Total of $145 for the month. Extra money is awesome and helping to work our way back to a budget.

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